Use the quick & easy tool below to find out what you qualify for.
Many self-employed individuals have a difficult time qualifying for mortgage financing. Most banks require self-employed borrower to provide two years of recent tax returns and will look at the net income (after deductions and write-offs) reported on the returns. We will allow for the use of bank statement deposits to qualify, without the need to review tax returns. Our loans for self-employed borrowers do not require tax returns.
Perfect for self-employed buyers who do not show enough net income on tax returns to qualify for traditional financing.
Some borrowers may have significant liquid assets, but do not show enough income on their tax returns to qualify for conventional financing. Although these buyers may have the ability to purchase all cash, they may want to obtain a mortgage and preserve liquidity. In these circumstances, we use a common-sense approach. Our asset depletion loans do not require tax returns.
Perfect for buyers with significant liquid assets who may not have enough taxable income to qualify traditionally.