Intro Are you considering moving to Wichita? Or maybe you just recently found yourself living in Wichita? The following is a complete guide to Wichita, KS and all the different things to know about the largest city in Kansas (yes, Kansas City is split between Kansas and Missouri giving Kansas the crown here) Wichita, Kansas […]

Find yourself recently married, or about to become married, and not sure if you should be renting or buying a house? Both options have their advantages and disadvantages and the choice you make will depend on your individual circumstances and what you value most. To help you out, we’ll explore both options in-depth, weigh up […]

If you are purchasing your loan through JR Mortgage Group, you may be eligible for our Hometown Hero program. What is our Hometown Hero program? At JR Mortgage, we are thankful for all the individuals who serve our community and country and wanted to find a way to give back to them which is why […]

Jumbo loans are mortgage loans that exceed the conforming loan limits set by the Federal Housing Finance Agency (FHFA). These loans are also known as non-conforming loans because they do not conform to the guidelines set by government-sponsored enterprises (GSEs) such as Fannie Mae and Freddie Mac. Conforming loans are mortgage loans that meet the […]

Home mortgage interest rates are an integral part of the home-buying process, as they can significantly impact the cost of borrowing money to buy a home. Understanding what dictates these rates and how to forecast future changes can help you make informed decisions about your mortgage and potentially save you money in the long run. […]