Did you know one factor affects your finances above all others? It’s true; your credit score has the power to save (or cost) you thousands of dollars and directly affects your approval odds for loans, a mortgage, and more. Unfortunately, many people are unaware of how their financial habits impact their credit score, finding out […]

ARM vs. Conventional Loans For those seeking to purchase a home, there are many questions that arise throughout the process, including whether to choose an adjustable or fixed-rate mortgage. While there are pros and cons to each, the right loan for you depends on various factors, including length, current interest rates, and your budget, so […]

Let’s talk homeownership. It’s the goal of many individuals to one day own their own homes, but how do we get there? There are numerous ways to obtain a mortgage, but we are going to dive into the two most common: brokers and banks. There are pros and cons to using both a mortgage broker […]

Finding a house to purchase is often thought to be the most challenging part of the home-buying process when in reality, figuring out what loan to apply for and what you qualify for might be even more complex for many homebuyers. Throughout the course of this article, we will discuss two of the most common […]

Let’s face it; times are tough. As inflation rises, so do costs, making daily life more expensive than ever. Simply going to the grocery store or filling your gas tank is double the amount it was only a year ago, a significant problem for seniors on a fixed income. Even if your finances aren’t tight, […]