Remortgaging, also known as refinancing, is the process of switching your current mortgage to a new lender or renegotiating the terms of your existing mortgage. Essentially, remortgaging allows you to pay off your current mortgage and replace it with a new one that offers better rates, terms, and conditions. When can you remortgage? Remortgaging can […]

Buying a home is a significant investment, and for many people, it is one of the most important financial decisions they will make in their lifetime. When it comes to purchasing a home, one crucial factor that can make or break the deal is your credit score. Your credit score is an essential piece of […]

JR Mortgage Group is excited to offer a loan program that allows its borrowers to purchase a home with a conventional loan and only put 1% down. This loan program helps make homeownership more affordable for borrowers who need it most. Here’s what you need to know about the loan program.   Requirements To be […]

For most people, buying a home is one of the most significant investments they will ever make. To finance their purchase, many homeowners take out a mortgage from a bank. But what happens if the bank fails? In this blog, we’ll take a look at what happens to your mortgage if your bank fails, the […]

Here at JR Mortgage Group, we are thankful for the individuals in our community who serve selflessly. Recently, through our Hometown Heroes program, we were able to assist an older couple facing a challenging living situation.  Recently, loan officer Nick Lassiter helped Sam and Doyce Redden, who had rented their entire lives, into their first […]